Don't be deceived by a brief lull in the foreclosure storm. With perhaps one in three American homeowners underwater on their mortgages, the steady stream of foreclosures isn't likely to end any time soon. Especially when the overall economy is this bad.
Clients, a married couple, approached our Firm to inquire about bankruptcy after learning they were facing foreclosure on their home. After a review of their case, it was discovered that the clients had been forced into a loan modification they did not solicit, had been charged for fees they should never have incurred, and had payments to their account misapplied.